/* ================================================================
   FOCUS FINANCE BROKERS — HOME PAGE v2 (White-first, Creative)
   Hero Carousel · Stats · Services · About · Why Us · Process
   Partners · Testimonials · CTA
   ================================================================ */

/* ── GLOBAL PAGE ANIMATIONS ── */
@keyframes slideTextIn {
  from { opacity: 0; transform: translateY(28px); }
  to   { opacity: 1; transform: translateY(0); }
}
@keyframes fadeInRight {
  from { opacity: 0; transform: translateX(48px); }
  to   { opacity: 1; transform: translateX(0); }
}
@keyframes floatUp {
  0%, 100% { transform: translateY(0); }
  50%       { transform: translateY(-14px); }
}
@keyframes pulseRing {
  0%   { transform: scale(1); opacity: .6; }
  100% { transform: scale(1.9); opacity: 0; }
}
@keyframes kenBurns {
  0%   { transform: scale(1);    }
  100% { transform: scale(1.10); }
}
@keyframes scrollLineAnim {
  0%, 100% { transform: scaleY(1); opacity: .45; }
  50%       { transform: scaleY(.55); opacity: 1; }
}
@keyframes shimmerLine {
  0%   { background-position: -200% center; }
  100% { background-position:  200% center; }
}
@keyframes marqueeRoll {
  from { transform: translateX(0); }
  to   { transform: translateX(-50%); }
}
@keyframes badgePop {
  0%   { transform: scale(.8); opacity: 0; }
  70%  { transform: scale(1.08); }
  100% { transform: scale(1); opacity: 1; }
}
@keyframes spinSlow {
  from { transform: rotate(0deg); }
  to   { transform: rotate(360deg); }
}

/* ================================================================
   HERO CAROUSEL
   ================================================================ */
.hero-carousel {
  position: relative;
  width: 100%;
  height: 100vh;
  min-height: 640px;
  overflow: hidden;
}

/* Slide */
.hc-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  z-index: 0;
  transition: opacity 1.2s cubic-bezier(.4,0,.2,1);
  pointer-events: none;
}
.hc-slide.active {
  opacity: 1;
  z-index: 1;
  pointer-events: auto;
}

/* Background with Ken Burns */
.hc-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  will-change: transform;
}
.hc-slide.active .hc-bg {
  animation: kenBurns 9s ease-in-out infinite alternate;
}

/* Gradient overlay — blue-tinted, no pure black */
.hc-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    130deg,
    rgba(10,28,100,.82) 0%,
    rgba(20,50,130,.68) 45%,
    rgba(8,30,90,.52)  100%
  );
}

/* Slide content container */
.hc-content {
  position: absolute;
  inset: 0;
  z-index: 3;
  display: flex;
  align-items: center;
}
.hc-inner {
  max-width: 1240px;
  margin: 0 auto;
  width: 100%;
  padding: 120px 40px 80px;
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 64px;
  align-items: center;
}
.hc-text {}

/* Tag pill */
.hc-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 8px 20px;
  background: rgba(255,255,255,.13);
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 100px;
  font-size: .7rem;
  font-weight: 700;
  color: #ffffff;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 28px;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  opacity: 0;
}
.hc-tag i { color: #93c5fd; }

/* Staggered text animations on active slide */
.hc-slide.active .hc-tag       { animation: slideTextIn .7s .3s ease both; }
.hc-slide.active .hc-h1        { animation: slideTextIn .7s .5s ease both; }
.hc-slide.active .hc-desc      { animation: slideTextIn .7s .7s ease both; }
.hc-slide.active .hc-actions   { animation: slideTextIn .7s .9s ease both; }
.hc-slide.active .hc-trust-row { animation: slideTextIn .7s 1.1s ease both; }
.hc-slide.active .hc-float-card { animation: fadeInRight .8s 1s ease both, floatUp 5s 2.2s ease-in-out infinite; }

.hc-h1 {
  font-size: clamp(2.4rem, 4.8vw, 4rem);
  font-weight: 800;
  color: #ffffff;
  line-height: 1.14;
  margin-bottom: 20px;
  letter-spacing: -.025em;
  opacity: 0;
}
.hc-h1 em {
  font-style: normal;
  background: linear-gradient(135deg, #93c5fd 0%, #a5b4fc 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}
.hc-desc {
  font-size: 1.04rem;
  color: rgba(255,255,255,.8);
  line-height: 1.8;
  max-width: 520px;
  margin-bottom: 38px;
  opacity: 0;
}
.hc-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-bottom: 40px;
  opacity: 0;
}
.hc-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 16px 32px;
  background: #2c4cfd;
  color: #ffffff;
  border-radius: 10px;
  font-size: .9rem;
  font-weight: 700;
  transition: background .25s, transform .3s, box-shadow .3s;
  box-shadow: 0 10px 36px rgba(44,76,253,.45);
  text-decoration: none;
}
.hc-btn-primary:hover {
  background: #1a35e0;
  transform: translateY(-3px);
  box-shadow: 0 18px 50px rgba(44,76,253,.55);
}
.hc-btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  padding: 16px 32px;
  background: rgba(255,255,255,.12);
  color: #ffffff;
  border: 1.5px solid rgba(255,255,255,.42);
  border-radius: 10px;
  font-size: .9rem;
  font-weight: 700;
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  transition: background .25s, transform .3s, border-color .25s;
  text-decoration: none;
}
.hc-btn-ghost:hover {
  background: rgba(255,255,255,.22);
  border-color: rgba(255,255,255,.7);
  transform: translateY(-3px);
}

.hc-trust-row {
  display: flex;
  gap: 20px;
  flex-wrap: wrap;
  opacity: 0;
}
.hc-trust-item {
  display: flex;
  align-items: center;
  gap: 7px;
  font-size: .77rem;
  font-weight: 600;
  color: rgba(255,255,255,.72);
}
.hc-trust-item i { color: #93c5fd; font-size: .7rem; }

/* Floating card — right side */
.hc-visual {
  display: flex;
  align-items: center;
  justify-content: center;
}
.hc-float-card {
  background: rgba(255,255,255,.12);
  backdrop-filter: blur(24px);
  -webkit-backdrop-filter: blur(24px);
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 24px;
  padding: 32px;
  width: 100%;
  max-width: 380px;
  opacity: 0;
}
.hfc-top {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid rgba(255,255,255,.16);
}
.hfc-icon-box {
  width: 54px; height: 54px;
  background: rgba(44,76,253,.4);
  border-radius: 14px;
  display: flex; align-items: center; justify-content: center;
  color: #ffffff; font-size: 1.3rem; flex-shrink: 0;
}
.hfc-label { font-size: .7rem; color: rgba(255,255,255,.6); font-weight: 600; text-transform: uppercase; letter-spacing: 1.2px; }
.hfc-value { font-size: 1.05rem; color: #ffffff; font-weight: 800; margin-top: 4px; }
.hfc-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.hfc-stat-item {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px;
  padding: 16px;
  text-align: center;
}
.hfc-stat-item strong {
  display: block;
  font-size: 1.55rem;
  font-weight: 800;
  color: #ffffff;
  line-height: 1;
}
.hfc-stat-item span {
  font-size: .68rem;
  color: rgba(255,255,255,.55);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: .5px;
  margin-top: 4px;
  display: block;
}

/* Carousel controls */
.hc-controls {
  position: absolute;
  bottom: 38px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 18px;
}
.hc-prev, .hc-next {
  width: 42px; height: 42px;
  border-radius: 50%;
  background: rgba(255,255,255,.14);
  border: 1.5px solid rgba(255,255,255,.32);
  color: #ffffff;
  font-size: .85rem;
  display: flex; align-items: center; justify-content: center;
  cursor: pointer;
  transition: background .22s, border-color .22s, transform .22s;
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}
.hc-prev:hover, .hc-next:hover {
  background: #2c4cfd;
  border-color: #2c4cfd;
  transform: scale(1.12);
}
.hc-dots { display: flex; gap: 7px; }
.hc-dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,.38);
  border: none;
  cursor: pointer;
  transition: width .35s, border-radius .35s, background .25s;
  padding: 0;
}
.hc-dot.active {
  width: 28px;
  border-radius: 4px;
  background: #ffffff;
}

/* Progress bar */
.hc-progress {
  position: absolute;
  bottom: 0; left: 0;
  width: 100%; height: 3px;
  background: rgba(255,255,255,.14);
  z-index: 10;
}
.hc-progress-fill {
  height: 100%;
  background: #2c4cfd;
  width: 0;
}
.hc-progress-fill.running {
  transition: width 5.5s linear;
  width: 100%;
}

/* Scroll indicator line — right edge */
.hc-scroll-cue {
  position: absolute;
  right: 40px;
  bottom: 50px;
  z-index: 10;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
}
.hc-scroll-cue span {
  font-size: .6rem;
  font-weight: 700;
  color: rgba(255,255,255,.42);
  letter-spacing: 2.5px;
  text-transform: uppercase;
  writing-mode: vertical-rl;
}
.hc-scroll-line {
  width: 1px;
  height: 56px;
  background: linear-gradient(to bottom, rgba(255,255,255,.5), transparent);
  animation: scrollLineAnim 2s ease-in-out infinite;
}

/* Responsive */
@media (max-width: 1080px) {
  .hc-inner { grid-template-columns: 1fr; padding: 120px 24px 80px; }
  .hc-visual { display: none; }
}
@media (max-width: 600px) {
  .hc-h1 { font-size: 2.2rem; }
  .hc-scroll-cue { display: none; }
}

/* ================================================================
   STATS STRIP
   ================================================================ */
.stats-strip {
  background: #ffffff;
  box-shadow: 0 4px 40px rgba(0,0,0,.06);
  position: relative;
  z-index: 5;
}
.stats-strip-inner {
  max-width: 1240px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
}
.ss-item {
  text-align: center;
  padding: 38px 24px;
  border-right: 1px solid rgba(15,23,42,.07);
  position: relative;
  overflow: hidden;
  transition: background .28s;
}
.ss-item:last-child { border-right: none; }
.ss-item:hover { background: #f8faff; }
.ss-item::after {
  content: '';
  position: absolute;
  bottom: 0; left: 50%;
  transform: translateX(-50%) scaleX(0);
  width: 48px;
  height: 3px;
  background: #2c4cfd;
  border-radius: 3px 3px 0 0;
  transition: transform .35s cubic-bezier(.34,1.56,.64,1);
}
.ss-item:hover::after { transform: translateX(-50%) scaleX(1); }
.ss-num {
  font-size: 2.8rem;
  font-weight: 800;
  color: #2c4cfd;
  line-height: 1;
  font-family: 'Inter', sans-serif;
}
.ss-label {
  font-size: .72rem;
  font-weight: 700;
  color: #94a3b8;
  text-transform: uppercase;
  letter-spacing: 1.8px;
  margin-top: 9px;
}
@media (max-width: 680px) {
  .stats-strip-inner { grid-template-columns: 1fr 1fr; }
  .ss-item { border-bottom: 1px solid rgba(15,23,42,.07); }
  .ss-item:nth-child(2n) { border-right: none; }
}

/* ================================================================
   SERVICES SECTION
   ================================================================ */
.services-home {
  padding: 110px 24px;
  background: #f8faff;
  position: relative;
  overflow: hidden;
}
.services-home::before {
  content: '';
  position: absolute;
  top: -180px; right: -180px;
  width: 560px; height: 560px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(44,76,253,.05) 0%, transparent 70%);
  pointer-events: none;
}
.services-home::after {
  content: '';
  position: absolute;
  bottom: -120px; left: -80px;
  width: 420px; height: 420px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(44,76,253,.04) 0%, transparent 70%);
  pointer-events: none;
}

.sh-head {
  text-align: center;
  margin-bottom: 72px;
  position: relative;
  z-index: 1;
}
.sh-head .overline { color: #2c4cfd; display: block; margin-bottom: 10px; }
.sh-head h2 { color: #0f172a; margin: 0 0 16px; }
.sh-head p { color: #64748b; max-width: 560px; margin: 0 auto; font-size: .97rem; line-height: 1.8; }

.srv-grid-home {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  max-width: 1240px;
  margin: 0 auto;
  position: relative;
  z-index: 1;
}

/* Card — default accent falls back to brand blue; individual cards can
   override via inline --sc-accent / --sc-accent-bg custom properties. */
.srv-card-home {
  --sc-accent: #2c4cfd;
  --sc-accent-bg: rgba(44,76,253,.12);
  background: #ffffff;
  border-radius: 26px;
  border: 1px solid rgba(15,23,42,.06);
  overflow: hidden;
  position: relative;
  transition: transform .45s cubic-bezier(.34,1.56,.64,1), box-shadow .4s, border-color .4s;
  box-shadow: 0 4px 24px rgba(15,23,42,.05);
  text-decoration: none;
  display: flex;
  flex-direction: column;
}
.srv-card-home:hover {
  transform: translateY(-14px);
  border-color: var(--sc-accent);
  box-shadow: 0 32px 70px -14px var(--sc-accent-bg), 0 4px 24px rgba(15,23,42,.06);
}

.srv-img-box {
  position: relative;
  height: 234px;
  overflow: hidden;
  flex-shrink: 0;
}
.srv-img-box img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform .8s cubic-bezier(.25,.46,.45,.94);
}
.srv-card-home:hover .srv-img-box img { transform: scale(1.12); }

.srv-img-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(15,23,42,.05) 0%, rgba(15,23,42,.1) 45%, rgba(15,23,42,.78) 100%);
}

/* Glass category chip, top-left of the image */
.srv-cat-chip {
  position: absolute;
  top: 18px; left: 18px;
  z-index: 2;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 7px 14px;
  border-radius: 100px;
  background: rgba(255,255,255,.16);
  border: 1px solid rgba(255,255,255,.4);
  backdrop-filter: blur(10px);
  -webkit-backdrop-filter: blur(10px);
  font-size: .64rem;
  font-weight: 800;
  letter-spacing: 1px;
  text-transform: uppercase;
  color: #ffffff;
}
.srv-cat-chip i { font-size: .58rem; }

/* Glass icon chip, straddling the image / body boundary */
.srv-icon-chip {
  position: absolute;
  bottom: -28px;
  left: 26px;
  z-index: 3;
  width: 64px; height: 64px;
  background: rgba(255,255,255,.88);
  border-radius: 20px;
  border: 1px solid rgba(255,255,255,.7);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  display: flex; align-items: center; justify-content: center;
  box-shadow: 0 16px 32px -8px var(--sc-accent-bg), 0 0 0 5px #ffffff;
  transition: transform .4s cubic-bezier(.34,1.56,.64,1);
}
.srv-card-home:hover .srv-icon-chip {
  transform: scale(1.12) rotate(-6deg);
}
.srv-icon-chip img {
  width: 32px; height: 32px;
  object-fit: contain;
}
.srv-icon-chip i {
  color: var(--sc-accent);
  font-size: 1.3rem;
}

.srv-body-home {
  padding: 46px 26px 30px;
  flex: 1;
  display: flex;
  flex-direction: column;
}
.srv-body-home h3 {
  color: #0f172a;
  font-size: 1.14rem;
  font-weight: 800;
  letter-spacing: -.01em;
  margin-bottom: 10px;
}
.srv-accent-bar {
  width: 30px; height: 3px;
  border-radius: 3px;
  background: var(--sc-accent);
  margin-bottom: 16px;
}
.srv-body-home p {
  color: #64748b;
  font-size: .87rem;
  line-height: 1.85;
  margin-bottom: 24px;
  flex: 1;
}
.srv-more-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  align-self: flex-start;
  gap: 8px;
  padding: 10px 18px;
  border-radius: 100px;
  background: var(--sc-accent-bg);
  border: 1px solid var(--sc-accent-bg);
  font-size: .78rem;
  font-weight: 700;
  color: var(--sc-accent);
  transition: gap .25s, background .25s, color .25s, box-shadow .25s;
}
.srv-card-home:hover .srv-more-link {
  gap: 12px;
  background: var(--sc-accent);
  color: #ffffff;
  box-shadow: 0 12px 26px -6px var(--sc-accent-bg);
}
.srv-more-link i { font-size: .68rem; }

.srv-view-all {
  text-align: center;
  margin-top: 60px;
  position: relative;
  z-index: 1;
}

@media (max-width: 1100px) { .srv-grid-home { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 640px)  {
  .srv-grid-home { grid-template-columns: 1fr; gap: 24px; }
  .srv-img-box { height: 210px; }
}

/* ================================================================
   ABOUT SECTION
   ================================================================ */
.about-home {
  padding: 110px 24px;
  background: #ffffff;
  overflow: hidden;
}
.about-home-inner {
  max-width: 1240px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 88px;
  align-items: center;
}

/* Image side */
.ah-img-side { position: relative; }

.ah-img-main {
  width: 100%;
  height: 540px;
  object-fit: cover;
  border-radius: 24px;
  box-shadow: 0 36px 90px rgba(0,0,0,.12);
  display: block;
}
.ah-img-corner {
  position: absolute;
  width: 200px; height: 150px;
  object-fit: cover;
  border-radius: 18px;
  bottom: -36px; right: -36px;
  border: 6px solid #ffffff;
  box-shadow: 0 20px 56px rgba(0,0,0,.14);
}
.ah-badge {
  position: absolute;
  top: 32px; left: -36px;
  background: #2c4cfd;
  color: #ffffff;
  border-radius: 18px;
  padding: 22px 28px;
  text-align: center;
  box-shadow: 0 18px 52px rgba(44,76,253,.42);
  animation: floatUp 4.5s ease-in-out infinite;
}
.ah-badge-big { display: block; font-size: 2.4rem; font-weight: 800; line-height: 1; }
.ah-badge-sub { display: block; font-size: .68rem; font-weight: 700; opacity: .85; text-transform: uppercase; letter-spacing: 1.2px; margin-top: 5px; }

.ah-dots-grid {
  position: absolute;
  top: -24px; right: 12px;
  width: 110px; height: 110px;
  background-image: radial-gradient(circle, rgba(44,76,253,.22) 1.5px, transparent 1.5px);
  background-size: 14px 14px;
  z-index: -1;
}

/* Text side */
.ah-content .overline { display: block; margin-bottom: 12px; color: #2c4cfd; }
.ah-content h2 { color: #0f172a; margin: 0 0 18px; }
.ah-content > p { color: #475569; line-height: 1.85; margin-bottom: 14px; font-size: .97rem; }

.ah-feats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin: 30px 0 38px;
}
.ah-feat {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 18px;
  background: #f8faff;
  border-radius: 14px;
  border: 1px solid #e0e8ff;
  transition: border-color .25s, box-shadow .25s, background .25s;
}
.ah-feat:hover {
  background: #ffffff;
  border-color: rgba(44,76,253,.28);
  box-shadow: 0 8px 28px rgba(44,76,253,.08);
}
.ah-feat-ico {
  width: 40px; height: 40px;
  border-radius: 10px;
  background: rgba(44,76,253,.1);
  display: flex; align-items: center; justify-content: center;
  color: #2c4cfd; font-size: .9rem; flex-shrink: 0;
  transition: background .25s, color .25s;
}
.ah-feat:hover .ah-feat-ico { background: #2c4cfd; color: #ffffff; }
.ah-feat strong { font-size: .86rem; font-weight: 700; color: #0f172a; display: block; margin-bottom: 3px; }
.ah-feat span { font-size: .78rem; color: #64748b; }

@media (max-width: 980px) {
  .about-home-inner { grid-template-columns: 1fr; gap: 56px; }
  .ah-img-corner { display: none; }
  .ah-badge { left: 16px; }
  .ah-feats { grid-template-columns: 1fr; }
}

/* ================================================================
   WHY CHOOSE US
   ================================================================ */
.why-home {
  padding: 110px 24px;
  background:
    linear-gradient(135deg, rgba(240,244,255,.96) 0%, rgba(238,242,255,.95) 100%),
    url('https://images.unsplash.com/photo-1497366754035-f200586c4f47?w=1920&h=900&fit=crop&q=60') center/cover no-repeat;
  position: relative;
  overflow: hidden;
}
.why-home::before {
  content: '';
  position: absolute;
  bottom: -140px; left: -100px;
  width: 480px; height: 480px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(44,76,253,.07) 0%, transparent 70%);
  pointer-events: none;
}
.why-home-inner { max-width: 1240px; margin: 0 auto; }

.why-grid-home {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 60px;
}
.wh-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 38px 30px 32px;
  position: relative;
  overflow: hidden;
  transition: transform .4s cubic-bezier(.34,1.56,.64,1), box-shadow .35s;
  box-shadow: 0 2px 18px rgba(0,0,0,.05);
}
.wh-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--wc-accent, #2c4cfd);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .4s cubic-bezier(.34,1.56,.64,1);
}
.wh-card:hover::before { transform: scaleX(1); }
.wh-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 24px 64px rgba(44,76,253,.11);
}
.wh-icon {
  width: 66px; height: 66px;
  border-radius: 18px;
  background: var(--wc-accent-bg, rgba(44,76,253,.1));
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem;
  color: var(--wc-accent, #2c4cfd);
  margin-bottom: 26px;
  transition: background .3s, color .3s, transform .35s cubic-bezier(.34,1.56,.64,1);
}
.wh-card:hover .wh-icon {
  background: var(--wc-accent, #2c4cfd);
  color: #ffffff;
  transform: scale(1.1) rotate(-6deg);
}
.wh-big-num {
  font-size: 5rem;
  font-weight: 900;
  color: rgba(44,76,253,.06);
  position: absolute;
  top: 12px; right: 18px;
  line-height: 1;
  user-select: none;
}
.wh-card h3 { color: #0f172a; font-size: 1.02rem; font-weight: 700; margin-bottom: 12px; }
.wh-card p  { color: #64748b; font-size: .86rem; line-height: 1.8; }

@media (max-width: 980px) { .why-grid-home { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .why-grid-home { grid-template-columns: 1fr; } }

/* ================================================================
   HOW IT WORKS (PROCESS)
   ================================================================ */
.process-home {
  padding: 110px 24px;
  background:
    linear-gradient(135deg, rgba(255,255,255,.97) 0%, rgba(248,250,255,.96) 100%),
    url('https://images.unsplash.com/photo-1552664730-d307ca884978?w=1920&h=900&fit=crop&q=60') center/cover no-repeat;
}
.process-home-inner { max-width: 1240px; margin: 0 auto; }

.ph-steps {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 0;
  position: relative;
  margin-top: 64px;
}
/* Connecting line */
.ph-steps::before {
  content: '';
  position: absolute;
  top: 46px;
  left: calc(12.5% + 12px);
  right: calc(12.5% + 12px);
  height: 2px;
  background: linear-gradient(to right, #2c4cfd 0%, #93c5fd 50%, #2c4cfd 100%);
  background-size: 200% auto;
  animation: shimmerLine 3s linear infinite;
  z-index: 0;
}
.ph-step {
  text-align: center;
  padding: 0 18px;
  position: relative;
  z-index: 1;
}
.ph-step-label {
  display: block;
  font-size: .6rem;
  font-weight: 800;
  color: #2c4cfd;
  letter-spacing: 3px;
  text-transform: uppercase;
  margin-bottom: 12px;
}
.ph-icon-ring {
  width: 92px; height: 92px;
  border-radius: 50%;
  background: #ffffff;
  border: 2.5px solid #dde8ff;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 26px;
  font-size: 1.6rem;
  color: #2c4cfd;
  position: relative;
  box-shadow: 0 8px 34px rgba(44,76,253,.1);
  transition: background .3s, border-color .3s, color .3s, transform .35s cubic-bezier(.34,1.56,.64,1), box-shadow .3s;
}
.ph-step:hover .ph-icon-ring {
  background: #2c4cfd;
  border-color: #2c4cfd;
  color: #ffffff;
  transform: scale(1.12);
  box-shadow: 0 18px 52px rgba(44,76,253,.35);
}
.ph-icon-ring::after {
  content: '';
  position: absolute;
  inset: -10px;
  border-radius: 50%;
  border: 2px solid rgba(44,76,253,.16);
  animation: pulseRing 2.8s ease-out infinite;
}
.ph-step h4 { color: #0f172a; font-size: .96rem; font-weight: 700; margin-bottom: 10px; }
.ph-step p  { color: #64748b; font-size: .82rem; line-height: 1.72; }

@media (max-width: 880px) {
  .ph-steps { grid-template-columns: 1fr 1fr; gap: 44px; }
  .ph-steps::before { display: none; }
}
@media (max-width: 540px) { .ph-steps { grid-template-columns: 1fr; gap: 36px; } }

/* ================================================================
   PARTNERS MARQUEE
   ================================================================ */
.partners-home {
  padding: 72px 0;
  background: #f8faff;
  overflow: hidden;
}
.partners-home-inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 0 24px;
  text-align: center;
}
.partners-home-inner .overline { display: block; margin-bottom: 16px; color: #64748b; }
.partners-home-inner h2 { color: #0f172a; margin: 0 0 14px; }
.partners-home-inner > p {
  color: #64748b; max-width: 560px; margin: 0 auto 48px;
  font-size: .95rem; line-height: 1.8;
}

.ph-marquee-wrap {
  overflow: hidden;
  mask: linear-gradient(to right, transparent, #000 8%, #000 92%, transparent);
  -webkit-mask: linear-gradient(to right, transparent, #000 8%, #000 92%, transparent);
}
.ph-marquee-wrap + .ph-marquee-wrap { margin-top: 22px; }

.ph-marquee-track {
  display: flex;
  gap: 24px;
  width: max-content;
  animation: marqueeRoll 42s linear infinite;
}
.ph-marquee-track--rev { animation-direction: reverse; animation-duration: 38s; }
.ph-marquee-track:hover { animation-play-state: paused; }

.ph-partner-tile {
  flex-shrink: 0;
  width: 168px; height: 88px;
  background: #ffffff;
  border: 1px solid #e0e8ff;
  border-radius: 16px;
  display: flex; align-items: center; justify-content: center;
  padding: 14px 20px;
  filter: grayscale(65%);
  opacity: .72;
  box-shadow: 0 2px 10px rgba(15,23,42,.03);
  transition: filter .3s, opacity .3s, border-color .3s, box-shadow .3s, transform .3s;
}
.ph-partner-tile:hover {
  filter: none;
  opacity: 1;
  border-color: rgba(44,76,253,.28);
  box-shadow: 0 12px 32px rgba(44,76,253,.14);
  transform: translateY(-4px);
}
.ph-partner-tile img { max-width: 100%; max-height: 100%; object-fit: contain; }

@media (max-width: 640px) {
  .ph-partner-tile { width: 134px; height: 72px; padding: 10px 14px; }
}

/* ================================================================
   TESTIMONIALS
   ================================================================ */
.testi-home {
  padding: 110px 24px;
  background:
    linear-gradient(135deg, rgba(238,242,255,.97) 0%, rgba(240,244,255,.96) 100%),
    url('https://images.unsplash.com/photo-1519389950473-47ba0277781c?w=1920&h=900&fit=crop&q=60') center/cover no-repeat;
  overflow: hidden;
}
.testi-home-inner { max-width: 1240px; margin: 0 auto; }

/* ── Carousel shell ── */
.testi-carousel {
  position: relative;
  max-width: 820px;
  margin: 60px auto 0;
  display: flex;
  align-items: center;
  gap: 18px;
}
.testi-track-wrap { flex: 1; overflow: hidden; }
.testi-track {
  display: flex;
  transition: transform .55s cubic-bezier(.65,0,.35,1);
}
.testi-slide {
  flex: 0 0 100%;
  min-width: 0;
  padding: 6px;
}

.testi-arrow {
  flex: 0 0 auto;
  width: 46px; height: 46px;
  border-radius: 50%;
  background: #ffffff;
  border: 1px solid rgba(15,23,42,.1);
  color: var(--navy-dark, #0f172a);
  display: flex; align-items: center; justify-content: center;
  font-size: .85rem;
  cursor: pointer;
  box-shadow: 0 4px 18px rgba(15,23,42,.08);
  transition: background .25s, color .25s, transform .25s;
}
.testi-arrow:hover { background: var(--gold); color: #ffffff; transform: scale(1.08); }

.testi-dots {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-top: 30px;
}
.testi-dot {
  width: 9px; height: 9px;
  border-radius: 50%;
  background: rgba(44,76,253,.2);
  border: none;
  padding: 0;
  cursor: pointer;
  transition: background .25s, transform .25s, width .3s;
}
.testi-dot.active { background: var(--gold); width: 26px; border-radius: 6px; }

/* ── Grid fallback class kept for any legacy markup ── */
.testi-grid-home {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
  margin-top: 60px;
}
.testi-card-home {
  background: #ffffff;
  border-radius: 20px;
  padding: 40px 40px;
  box-shadow: 0 4px 26px rgba(0,0,0,.06);
  position: relative;
  transition: transform .4s cubic-bezier(.34,1.56,.64,1), box-shadow .35s;
}
.testi-card-home:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 68px rgba(44,76,253,.12);
}
.testi-card-home::after {
  content: '\201C';
  position: absolute;
  top: 18px; right: 26px;
  font-size: 5.5rem;
  color: rgba(44,76,253,.08);
  line-height: 1;
  font-family: Georgia, serif;
  user-select: none;
}
.testi-stars-row {
  display: flex;
  gap: 4px;
  margin-bottom: 18px;
  color: #f59e0b;
  font-size: .82rem;
}
.testi-quote {
  color: #334155;
  font-size: .9rem;
  line-height: 1.88;
  margin-bottom: 28px;
  font-style: italic;
}
.testi-author-row {
  display: flex;
  align-items: center;
  gap: 14px;
  padding-top: 20px;
  border-top: 1px solid #e8eeff;
}
.testi-avatar {
  width: 52px; height: 52px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid #dde8ff;
}
.testi-name-block .testi-name {
  font-size: .9rem;
  font-weight: 700;
  color: #0f172a;
  display: block;
}
.testi-name-block .testi-role {
  font-size: .76rem;
  color: #64748b;
  margin-top: 3px;
  display: block;
}

@media (max-width: 980px) { .testi-grid-home { grid-template-columns: 1fr 1fr; } }
@media (max-width: 580px) { .testi-grid-home { grid-template-columns: 1fr; } }

@media (max-width: 720px) {
  .testi-carousel { gap: 10px; }
  .testi-arrow { width: 38px; height: 38px; font-size: .74rem; }
  .testi-card-home { padding: 30px 24px; }
}
@media (max-width: 480px) {
  .testi-carousel { gap: 6px; }
  .testi-arrow { width: 32px; height: 32px; }
}

/* ================================================================
   CUSTOMER GOOGLE REVIEWS
   ================================================================ */
.google-reviews {
  padding: 110px 24px;
  background:
    linear-gradient(135deg, rgba(238,242,255,.97) 0%, rgba(240,244,255,.96) 100%),
    url('https://images.unsplash.com/photo-1519389950473-47ba0277781c?w=1920&h=900&fit=crop&q=60') center/cover no-repeat;
  overflow: hidden;
}
.gr-badge {
  display: inline-flex; align-items: center; gap: 10px;
  margin-top: 22px; padding: 10px 20px;
  background: #ffffff; border-radius: 999px;
  box-shadow: 0 4px 20px rgba(15,23,42,.08);
  font-size: .84rem; color: #334155; font-weight: 600;
}
.gr-badge strong { color: #0f172a; font-weight: 800; }
.gr-badge i { color: #f59e0b; font-size: .72rem; margin: 0 1px; }

.gr-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 26px;
  margin-top: 52px;
}
.gr-card {
  background: #ffffff;
  border-radius: 20px;
  padding: 32px 34px;
  box-shadow: 0 4px 26px rgba(0,0,0,.06);
  transition: transform .4s cubic-bezier(.34,1.56,.64,1), box-shadow .35s;
}
.gr-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 28px 68px rgba(44,76,253,.12);
}
.gr-head { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.gr-avatar {
  width: 44px; height: 44px; flex-shrink: 0; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  color: #ffffff; font-size: 1.05rem; font-weight: 700;
}
.gr-id { min-width: 0; }
.gr-name {
  display: flex; align-items: center; gap: 7px;
  font-size: .92rem; font-weight: 700; color: #0f172a;
}
.gr-name i { font-size: .68rem; color: #94a3b8; }
.gr-meta { display: block; font-size: .76rem; color: #64748b; margin-top: 2px; }
.gr-rating-row { display: flex; align-items: center; gap: 10px; margin-bottom: 14px; }
.gr-stars { color: #f59e0b; font-size: .8rem; letter-spacing: 2px; }
.gr-time { font-size: .78rem; color: #94a3b8; }
.gr-text { color: #334155; font-size: .88rem; line-height: 1.85; }

@media (max-width: 860px) { .gr-grid { grid-template-columns: 1fr; } }
@media (max-width: 480px) { .gr-card { padding: 26px 24px; } }

/* ================================================================
   CTA BAND
   ================================================================ */
.cta-home-band {
  position: relative;
  padding: 110px 24px;
  overflow: hidden;
}
.cta-band-bg {
  position: absolute;
  inset: 0;
  background-image: url('https://images.unsplash.com/photo-1486406146926-c627a92ad1ab?w=1920&h=600&fit=crop&q=80');
  background-size: cover;
  background-position: center;
}
.cta-band-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(130deg, rgba(10,28,100,.92) 0%, rgba(44,76,253,.85) 100%);
}
/* Decorative circles */
.cta-band-deco {
  position: absolute;
  inset: 0;
  pointer-events: none;
  overflow: hidden;
}
.cta-band-deco::before {
  content: '';
  position: absolute;
  width: 500px; height: 500px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.08);
  top: -200px; right: -100px;
  animation: spinSlow 30s linear infinite;
}
.cta-band-deco::after {
  content: '';
  position: absolute;
  width: 320px; height: 320px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.06);
  bottom: -120px; left: 80px;
}
.cta-band-inner {
  position: relative;
  z-index: 2;
  max-width: 760px;
  margin: 0 auto;
  text-align: center;
}
.cta-band-inner h2 {
  color: #ffffff;
  font-size: clamp(1.9rem, 3.5vw, 3.1rem);
  margin-bottom: 14px;
  font-weight: 800;
}
.cta-band-inner p {
  color: rgba(255,255,255,.78);
  font-size: 1.05rem;
  line-height: 1.78;
  margin-bottom: 40px;
  max-width: 560px;
  margin-left: auto;
  margin-right: auto;
}
.cta-band-btns {
  display: flex;
  gap: 16px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 48px;
}
.cta-trust-strip {
  display: flex;
  gap: 30px;
  justify-content: center;
  padding-top: 38px;
  border-top: 1px solid rgba(255,255,255,.14);
  flex-wrap: wrap;
}
.cta-trust-badge {
  display: flex;
  align-items: center;
  gap: 9px;
  font-size: .79rem;
  font-weight: 600;
  color: rgba(255,255,255,.72);
}
.cta-trust-badge i { color: #93c5fd; }

/* ================================================================
   SECTION HEADS (shared helper)
   ================================================================ */
.section-head-center {
  text-align: center;
  position: relative;
  z-index: 1;
}
.section-head-center .overline { display: block; margin-bottom: 10px; color: #2c4cfd; }
.section-head-center h2 { color: #0f172a; margin: 0 0 14px; }
.section-head-center p { color: #64748b; max-width: 540px; margin: 0 auto; font-size: .95rem; line-height: 1.75; }

/* ================================================================
   DARK MODE OVERRIDES
   ================================================================ */
[data-theme="dark"] .stats-strip,
[data-theme="dark"] .about-home,
[data-theme="dark"] .process-home {
  background: #0d1117;
}
[data-theme="dark"] .services-home,
[data-theme="dark"] .partners-home {
  background: #0a0f1a;
}
[data-theme="dark"] .why-home,
[data-theme="dark"] .testi-home {
  background: #0d1424;
}
[data-theme="dark"] .stats-strip { box-shadow: 0 4px 40px rgba(0,0,0,.25); }
[data-theme="dark"] .ss-item { border-right-color: rgba(255,255,255,.07); }
[data-theme="dark"] .ss-item:hover { background: #111827; }
[data-theme="dark"] .ss-label { color: #64748b; }
[data-theme="dark"] .sh-head h2,
[data-theme="dark"] .ah-content h2,
[data-theme="dark"] .section-head-center h2,
[data-theme="dark"] .wh-card h3,
[data-theme="dark"] .ph-step h4 { color: #f0f4ff; }
[data-theme="dark"] .sh-head p,
[data-theme="dark"] .ah-content > p,
[data-theme="dark"] .wh-card p,
[data-theme="dark"] .ph-step p,
[data-theme="dark"] .section-head-center p { color: #94a3b8; }
[data-theme="dark"] .srv-card-home { background: #111827; border-color: rgba(255,255,255,.08); box-shadow: 0 2px 20px rgba(0,0,0,.2); }
[data-theme="dark"] .srv-card-home:hover { box-shadow: 0 32px 70px -14px var(--sc-accent-bg), 0 4px 24px rgba(0,0,0,.2); }
[data-theme="dark"] .srv-icon-chip { background: rgba(17,24,39,.85); border-color: rgba(255,255,255,.12); box-shadow: 0 16px 32px -8px var(--sc-accent-bg), 0 0 0 5px #111827; }
[data-theme="dark"] .srv-body-home h3 { color: #e0e8ff; }
[data-theme="dark"] .srv-body-home p  { color: #94a3b8; }
[data-theme="dark"] .wh-card { background: #111827; box-shadow: 0 2px 18px rgba(0,0,0,.18); }
[data-theme="dark"] .wh-card:hover { box-shadow: 0 24px 64px rgba(44,76,253,.18); }
[data-theme="dark"] .ph-icon-ring { background: #111827; border-color: rgba(44,76,253,.3); }
[data-theme="dark"] .ph-step:hover .ph-icon-ring { background: #2c4cfd; }
[data-theme="dark"] .ah-feat { background: #111827; border-color: rgba(44,76,253,.18); }
[data-theme="dark"] .ah-feat:hover { background: #1a2333; }
[data-theme="dark"] .ah-feat strong { color: #e0e8ff; }
[data-theme="dark"] .ah-feat span   { color: #94a3b8; }
[data-theme="dark"] .ah-img-corner  { border-color: #1a2333; }
[data-theme="dark"] .ph-partner-tile { background: #111827; border-color: rgba(44,76,253,.15); }
[data-theme="dark"] .testi-card-home { background: #111827; box-shadow: 0 4px 26px rgba(0,0,0,.2); }
[data-theme="dark"] .testi-card-home:hover { box-shadow: 0 28px 68px rgba(44,76,253,.18); }
[data-theme="dark"] .testi-quote { color: #94a3b8; }
[data-theme="dark"] .testi-name-block .testi-name { color: #e0e8ff; }
[data-theme="dark"] .testi-name-block .testi-role { color: #64748b; }
[data-theme="dark"] .testi-author-row { border-top-color: rgba(44,76,253,.15); }
[data-theme="dark"] .testi-avatar { border-color: rgba(44,76,253,.3); }
[data-theme="dark"] .testi-arrow { background: #111827; border-color: rgba(255,255,255,.12); color: #e0e8ff; }
[data-theme="dark"] .testi-dot { background: rgba(255,255,255,.18); }